Terms of Service
Welcome to Cominly, operated by Shashitu Enterprises LLC. By using our app, you agree to these terms.
1. Account Responsibility
- You must provide accurate information when creating an account
- You are responsible for maintaining the security of your account
- You must be at least 13 years old to use Cominly, or the minimum age required in your country, whichever is higher
2. Community Guidelines
- Be respectful to other community members
- Do not post illegal, threatening, or harassing content
- Do not spam or post misleading information
- Do not impersonate other people
- Community admins are responsible for moderating their communities
3. Content Ownership
- You own the content you post
- By posting, you grant Cominly a non-exclusive, worldwide, royalty-free license to host, store, reproduce, and display your content for the purpose of operating and improving the service, including on our website and in future versions of the app. You keep ownership of your content, and this license ends when your content is deleted, except for copies already shared with others or retained in backups.
- We do not claim ownership of your content
- You are responsible for the content you post
4. Prohibited Content
The following is not allowed:
- Hate speech or discrimination
- Threats or incitement of violence
- Sexually explicit content
- Illegal activities or content
- Spam, scams, or fraud
- Content that violates others' privacy
5. Moderation & Enforcement
- We reserve the right to remove any content that violates these terms
- Community names and uploaded images may be automatically screened for policy compliance
- We may suspend or terminate accounts that violate our policies
- Community admins may remove members from their communities
- You can report content using the Report feature
6. Service Availability
- We strive to keep Cominly available but cannot guarantee 100% uptime
- We may modify or discontinue features at any time
- We are not liable for any loss resulting from service interruptions
7. Fees
Cominly is free to use today. We may begin charging for some or all of the service in the future. If we ever ask you to pay, we will tell you what it costs and what it covers before you are charged, and you will be able to decide whether to continue. Nothing in these terms obligates us to keep any part of the service free.
8. Advertising and Sponsored Content
Cominly is free to use, and the app may show sponsored content from local businesses. Sponsored content is always clearly labelled. We do not use your personal information to target advertising, and we do not share your information with advertisers.
9. Money Between Members
Some communities use Cominly to organize money among their own members — for example savings circles, mutual aid or dues groups, and marketplace listings. In all of these, Cominly only records what members tell it. We do not hold, transfer, process, or escrow funds, we are not a bank, payment processor, money transmitter, or financial institution, and we are not a party to any agreement between members.
Members pay each other directly, outside the app, using whatever method they arrange. Payment details you enter and any payment confirmation you upload are your own submissions; we do not verify them. We do not guarantee that any member will pay, that any payout will be made, or that any record in the app is accurate.
Disputes about money are between the members involved and, where relevant, the community's organizers. We are not responsible for resolving them and are not liable for any loss arising from them. Organizing money this way may carry legal or tax obligations where you live; that is your responsibility, not ours.
You may not use Cominly for anything unlawful, including fraud, money laundering, unlicensed lending, or any scheme whose returns depend on recruiting new participants.
10. Limitation of Liability
Cominly is provided "as is" and "as available" without warranties of any kind. To the fullest extent permitted by law, Shashitu Enterprises LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the service, including content posted by other users.
11. Indemnification
You agree to indemnify and hold harmless Shashitu Enterprises LLC, its owners and affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the app, the content you post, or your violation of these terms, any law, or the rights of others.
12. Governing Law & Dispute Resolution
These terms are governed by the laws of the Commonwealth of Virginia, USA, without regard to its conflict-of-law rules. Any dispute arising from these terms or your use of Cominly will be resolved by binding individual arbitration, except that either party may seek relief in small-claims court. You and Shashitu Enterprises LLC waive any right to a jury trial and agree not to bring or participate in any class or representative action. If any part of this section is held unenforceable, the remainder of these terms still applies.
13. Changes to Terms
We may update these terms from time to time. When we do, we will update the "Last updated" date and the terms version. For minor changes, continued use of the app after the changes take effect constitutes your acceptance. For material changes — such as fees, how we use your data, or dispute resolution — we will ask you to review and accept the updated terms before you continue using Cominly. If you do not accept, you may stop using the app and delete your account.
14. Contact
Shashitu Enterprises LLC
Email: shashitu.enterprises@gmail.com